Commercial Fleets

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Your fleet is your livelihood. That’s why ACM is here to help you recover the maximum amount when one of your vehicles is damaged by another party.

We’ve learned that fleet operators like you are often recovering less than 50% of what you are entitled to in these situations, even if you have a strong internal team or third-party administrator (TPA).

At ACM, we are the best in the business at recovering what fleet operators are owed by law and by practice in these situations. We have proven this by delivering superior results for a wide range of fleet types and sizes for over 25 years. Our services allow you to focus on serving your customers while we handle the insurance companies.

ACM fully handles not-at-fault claims, recovering a more complete physical damage claim as well as pursuing loss of use, loss of revenue, loss of asset value, and nine other claim categories that most people fail to collect.

ACM has a team of recovery specialists with in-depth knowledge of specialty vehicles ready to fight for you.

With over 25 years’ experience, a nationwide network of independent appraisers, partnering with ACM is one of the best choices you can make for your business.

Our commercial clients include:

  • Ambulance / EMS / Hospital Systems

  • Municipalities (City, County, State, Fire Departments, Sheriff Offices)

  • Construction / Utilities

  • Trucking & Delivery

  • Lawn / Tree / Pest Control

  • HVAC / Plumbing / Electrical / Carpet Cleaners

  • Shuttle / School Buses / Executive Transportation

  • Street Sweepers / Waste & Recycling

As one of our long-time clients said “Don’t leave money on the table! Give ACM a call.”

Top Overall Benefits:

  • Closed claim recovery up to 6 years depending on state statutes. We will perform a review of past damage files for any under-collected or uncollected damage proceeds you may be owed.

  • No upfront costs/fees.

  • The damaged vehicle is accurately valued by ACM’s proprietary system to help collect what you are rightfully owed.

Top Repair Benefits:

  • Use the body shop of your choice or continue to repair “in house”.

  • The body shop will be able to tear down the vehicle immediately and begin repairs.

  • Nationwide Independent appraisers who compare the damage against the manufacturer’s specifications and create a detailed and well supported estimate. (keep in mind most insurance estimators are not trained in specialty equipment).

  • Maximizing ACV with our proprietary system of valuation and a strong 25+ year record of working with insurance companies.

Top Operations Benefits:

  • Vehicles returned to your fleet faster; no waiting for insurance appraisers

  • ACM will pursue the Physical Damage, Loss of Revenue/Use, Diminution of Value and other items while the vehicle is being repaired. Typically Loss of Revenue/Use is NOT included in your insurance policy, so your carrier may not be in a position to recover it for you.

  • Dedicated customer service team available via chat, email or phone.

  • Online portal to track file progress, upload documents and submit new files 24/7.

  • ACM handles the long, complicated and time-consuming task of loss recovery from the “at fault” insurance company, so your staff can focus on your core business.